Foothills Community Development Corporation (FCDC) was created in 2002 to supplement Blount County Habitat for Humanity’s affordable home building program. As a community development corporation, FCDC has broader authority to not only accommodate families that earned above those that Habitat could serve, but also more freedom to renovate and construct homes for the low income population. Actual construction of the first home was completed in 2005, and since then dozens of new homes have been built throughout the county. Foothills CDC is headquartered in Maryville, Tennessee, situated just south of Knoxville in the foothills of the Great Smoky Mountains.
The Foothills Community Development Corporation is a IRS-designated 501(c)(3) non-profit corporation organized in the State of Tennessee to expand affordable housing opportunities for low and moderate income residents of Blount County, Tennessee. FCDC is recognized by the United States Department of Housing and Urban Development and the Tennessee Housing Development Agency as a Community Housing Development Organization and as an Equal Housing Lender that promotes Fair Housing.
Helping families realize the American dream of home ownership is the focus of the Foothills Community Development Corporation (FCDC).
FCDC provides high quality affordable homeownership opportunities for low- and moderate-income families and individuals (with approximate annual incomes from$20,000 to $78,000) through the development, construction, and financing of new energy-efficient homes. House payments as lows as $540 a month are possible with taxes and homeowner's insurance included. Partnering with local agencies, FCDC also provides credit counseling and homebuyer education services as well as development and construction services to rural property owners as a USDA -Rural Development approved home builder.
Kelly Spears is the Area Director of Foothills Community Development and manages the expansion of FCDC to Monroe, Loudon and Sevier counties. A graduate of the U.S. Naval Academy (1967) with a B.S. in naval science, Kelly retired as a navy captain in 1997.
After several years in the private sector he returned to Maryville. In 2003, he began working as a volunteer to establish FCDC as a certified not-for-profit and a viable affordable housing organization. Kelly became executive director in 2006.
His formal training during this second career includes being a certified housing development financial professional and a qualified homebuyer education instructor. He is a recognized expert in affordable housing development, loan processing, grant writing, HUD and rural development grant administration and community development housing organization management.
Kelly is on the board of directors of the following organizations: Foothills Community Development Corporation (FCDC), the Federation of Appalachian Housing Enterprise (FAHE) and the Community Housing Development Association of Tennessee (CHDAT). He is a member of the Blount United Way Allocation Panels, the Homeless Coalition, Maryville Alcoa Homebuilders Association, Blount Housing Alliance and the Blount County Chamber of Commerce.
Bill Beaty is the Director of Operations of Foothills Community Development Corporation and his primary responsibilities include FCDC's financial management. He is a graduate of Vanderbilt University with a B.S. in Mechanical Engineering and has a Masters in Business Administration from Jacksonville University. He is a retired U.S. Navy Captain who also has extensive business experience as vice president of a regional logistics company, bringing to the organization 12 years of tactical planning, business strategy, and environmental issue management.
Johnny Johnston, our full time construction manager, has been in the construction business for 9 years. He is well versed in all facets of construction, cost estimation, construction insurance and affordable housing plans.